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Penjelasan (FACE VALUE) Adalah Istilah Konsep Pengertian Makna
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Arti kata Face Value (Nilai Nominal) sebenarnya dalam Kamus Besar Bahasa Indonesia (KBBI) & Kamus Ekonomi Uang & Bank secara singkat adalah Nilai yang tercantum pada sebuah efek atau polis asuransi

Penggunaan “Face Value” atau “Nilai Nominal” merujuk pada nilai yang tercantum pada efek atau polis asuransi. Contoh penggunaan “Face Value” adalah sebagai berikut:

  1. Obligasi: Sebuah perusahaan menerbitkan obligasi dengan nilai nominal sebesar $1,000 per obligasi. Nilai nominal ini mencerminkan jumlah pokok yang akan dikembalikan kepada pemegang obligasi pada saat jatuh tempo. Misalnya, jika seorang investor membeli 10 obligasi, maka nilai nominal totalnya akan menjadi $10,000.
  2. Saham Preferen: Sebuah perusahaan menerbitkan saham preferen dengan nilai nominal sebesar $100 per saham. Nilai nominal ini menunjukkan jumlah yang akan dibayarkan kepada pemegang saham preferen sebagai dividen tetap atau ketika saham tersebut ditebus oleh perusahaan.
  3. Polis Asuransi: Seorang individu membeli polis asuransi jiwa dengan nilai nominal sebesar $500,000. Nilai nominal ini menunjukkan jumlah uang yang akan dibayarkan kepada ahli waris atau penerima manfaat dalam kasus kematian tertanggung.

Dalam contoh-contoh di atas, “Face Value” atau “Nilai Nominal” merupakan angka yang tercantum dalam dokumen kontrak atau perjanjian yang mengatur instrumen keuangan atau polis asuransi. Nilai nominal ini digunakan sebagai dasar untuk menghitung pembayaran atau pelunasan yang akan dilakukan sesuai dengan ketentuan yang berlaku.

Penting untuk membedakan antara “Face Value” dengan nilai pasar atau harga aktual suatu instrumen keuangan atau polis asuransi. Nilai nominal adalah jumlah yang tercantum dalam dokumen, sementara nilai pasar dapat berfluktuasi tergantung pada faktor-faktor pasar dan permintaan. Berdasarkan penjelasan dan pendapat dari orang sukses / rich people.

Perlu diketahui bahwa Penggunaan kata Face Value Tersebut sebenarnya seringkali ditemukan di dunia keuangan & perbankan, pekerja professional startup berbasis teknologi, hingga dalam forum forum meeting, Rapat Bagian Keuangan, Rapat Koordinasi Pengelolaan Keuangan, Rapat Internal. Rapat Umum Pemegang Saham, Rapat Evaluasi Kinerja, hingga Media Sosial seperti Instagram, Tiktok, Facebook, Twitter, Linkedin atau whatsapp telegram group.

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